A modernized approach to branded prepaid card programs

Join the world’s top brands that use Alviere to power their prepaid promotional card programs.

Use features like just-in-time funding, unused fund recovery, and real-time spending insights to maximize your prepaid card program’s value and return.

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There’s a big difference between traditional card issuers and the new way.

Traditional Card Issuers

The old way of doing business means your company has to fund the full gift card program up front.

The old way of issuing gift cards means that transaction and interchange fees go to the banks issuing the card; not your company.

The old way of issuing gift cards means your company gets very little – if any – data on how to better serve and grow your customer base.

Alviere

Just-In-Time Funding

Fund gift cards on demand, without tying up large sums of money up front.

Unused Funds

Because cards are funded on demand, if a portion of the card never gets used, you don’t waste your money on it.

Interchange Revenue

Because there is no need for a bank to issue cards, your brand makes money every time someone uses a gift card.

Customer Spend Data

With Alviere, you own all your customer data and insights. That means you can easily see where, when, and how customers spend their money.

Traditional Card Issuers Alviere
Make your marketing dollars go further

The old way of doing business means your company has to fund the full gift card program up front.

Just-In-Time Funding

Fund gift cards on demand, without tying up large sums of money up front.

Unused Funds

Because cards are funded on demand, if a portion of the card never gets used, you don’t waste your money on it.

New revenue streams

The old way of issuing gift cards means that transaction and interchange fees go to the banks issuing the card; not your company.

Interchange Revenue

Because there is no need for a bank to issue cards, your brand makes money every time someone uses a gift card.

Never-before-seen customer data

The old way of issuing gift cards means your company gets very little – if any – data on how to better serve and grow your customer base.

Customer Spend Data

With Alviere, you own all your customer data and insights. That means you can easily see where, when, and how customers spend their money.

Value generated from cards going back to traditional issuers instead of your brand

B2B PromoCards - Top (1)

With traditional issuers, all of the value generated from the program goes back to the issuer. 

B2B PromoCards - Back (1)

With Alviere, all of the value generated goes back to your organization, including the customer spend data, interchange revenue every time the card is used, and the unspent funds. 

dish

Case study: Dish Network increases cashflow by no longer funding cards in advance

Dish Network uses promotional gift cards for its customer acquisition and retention programs, issuing about 300k cards a year at a value of ~$1M.

With Alviere, Dish Network uses FBO accounts, stored value accounts, and just-in-time funding to fund each customers card at the time of each transaction.

These features enable Dish to hold onto cash longer. Plus, if the customer doesn’t spend the full amount on the card, Dish keeps the unused funds. 

They also benefit from first-party customer spend data from the cards, and use that data to influence other business decisions like advertising partnerships.

The result is a program that is more cost-effective, and drives new opportunities for for business innovation. 

Features that enable complete program customization

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    Custom card issuing

    Issue virtual cards to customers immediately, or offer physical cards that are sent directly to customers.

    From card design, to adding branded in-app card functionality, the entire customer experience happens with YOUR brand. (we’ll help behind the scenes).

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    Choose where cards can be used

    Issue prepaid cards for spending at your business, select a group of merchants where customers can spend, or enable them to spend anywhere Visa or Mastercard is accepted.

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    One-time use or reloadable

    Attach expiration dates to one time cards and capture unused funds.

    Create cash back and rewards incentives programs for reloadable cards.
     

Alviere was built to deliver world-class, white-labeled financial products and services for leading enterprises.

Alviere is a comprehensive embedded financial technology platform that provides a full suite of white-labeled financial products to the world's most respected brands.
  • Comprehensive & flexible

    Alviere's end-to-end platform combines a world-class and secure technology platform and extensive technology partnerships to deliver customized embedded finance programs to the world's top brands.

  • Compliance & control

    Alviere is a fully regulated, licensed financial institution, managing all compliance, security, legal, and risk mitigation. Alviere is PCI & SOC I & II certified to protect all data.

  • Client partnership

    The Alviere team ensures a successful rollout and adoption. Our shared revenue model assures a true partnership. Your enterprise gets white glove implementation and a launch blueprint for ongoing success.

Frequently asked questions

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It’s easy to get started.

From branded prepaid promotional cards, to full embedded financial services for your customers or employees, we help you design, launch, and ensure the success of your program. Contact us to get started.